How much should the average American save for retirement?

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It's the golden question in financial circles: How much does one need to save for retirement? Some people say even $1 million isn't enough. I think that's ridiculous; those people have serious spending issues . 


But the average American over 65 has about $175,000 in savings, according to Vanguard, and I think that's too little, as it provides just $7,000 a year for living expenses. Read more


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